Business Identity Verification · Risk Scoring
AI-powered verification and risk scoring for 42 million U.S. small businesses. Move faster, reduce risk, build relationships grounded in confidence.
Business registrations are vague. Websites are inconsistent. Filings are incomplete. The data landscape is fragmented and frustrating—until now.
Business registrations are vague, websites are inconsistent, and filings are incomplete. No single source tells the full story of a private company.
Manual KYB research means chasing dozens of disconnected sources, cross-referencing filings, and still ending up with gaps your team can't see.
Controlling parties, corporate hierarchies, and payment histories are scattered across networks that most verification tools never reach.
Business status varies wildly across data sources. Without a unified profile, decisions get made on partial truth—and unknown exposure.
Trust2Connect unifies government filings, public web data, and private networks into a single, authoritative business profile—delivered in seconds, not days.
Our AI-powered platform automates KYB across 42 million U.S. small businesses. Move faster, reduce risk, and build relationships grounded in confidence.
A single search surface for 42 million U.S. businesses — identity, risk, digital footprint, and ownership, all in one authoritative profile.
Search Any Business Instantly
Filter by name, address, city, state, ZIP, or TIN/EIN. Results appear in seconds — no waiting, no manual lookups.
Purpose-built for private company identification
Seamless, AI-powered KYB verification. Get a verified identity profile for any U.S. business in seconds — not days.
Learn More
Move beyond self-reported data and outdated signals. Access real transaction behavior to make faster, more accurate underwriting decisions.
Learn MoreReal results for real clients
Equipment Finance Lender
T2C analysis of an equipment finance lender's decision engine uncovered $36M in combined business impact over a five-year horizon—from recovering declined actives, converting unbooked pipeline, and avoiding fraudulent approvals.
Read StoryPoint-of-Sale Merchant Lender
How a merchant lender used T2C business viability scoring to reduce churn and recover millions in annual loan volume lost to business turnover.
Read StoryLearn more about how we can connect you with the right business partner
Get started for freeEverything you need to know about Trust2Connect. Can't find the answer you're looking for? Reach out to our team.
T2C verifies the identity and health of private businesses in seconds. We pull from 100,000+ sources to build a single, authoritative profile on any of 42 million U.S. companies, so you can onboard faster, make smarter credit decisions, and catch risk before it hits your portfolio.
T2C is built for lenders, acquirers, processors, and card networks that need reliable business identity data at scale. If you are approving merchants, underwriting equipment deals, or managing commercial credit risk, T2C is purpose-built for your workflow.
Standard KYB confirms a business exists. T2C goes further. It tells you whether that business is active, financially stable, and worth doing business with. Our Commercial Viability Score layers behavioral signals, licensing status, financial health indicators, and identity resolution into a single risk rating that traditional KYB cannot provide.
No commitment required. Getting started takes three steps: Step 1 — Intro Call (30 min): We map your current workflow and confirm fit. Step 2 — Proof of Concept: You share a batch of application records. We run them through T2C. No integration needed. Step 3 — Results Readout: We return a full analysis: hit rate, verification gaps, risk flags, and the dollar value of the lift. Fast, free, and no strings attached.
Just a batch of your application records, typically a file export of past or current applications. We sign an MNDA first to protect your data. No technical integration or API setup is required at this stage.
Your results readout will answer three questions using your own data: How many good files are being declined? We identify verified active businesses your current process is turning away. How can you decide faster? We show where manual review can be replaced with a single API call. How much risk is in your approved pipeline? We surface early payment default indicators and suspicious files before they cost you.
For acquirers and processors, T2C provides a behavioral Merchant Risk Rating built on actual transaction history, including chargebacks, returns, and velocity, combined with verified business identity signals. This gives you decision-grade merchant risk data at onboarding and throughout the relationship, not just at application.
Near-immediately. Once you share your batch file, T2C searches, matches, standardizes, and scores your records automatically. Your results readout is typically delivered within a few business days of your intro call.
T2C was founded by the creators of PayNet, the industry standard for small business credit data and risk scores. We have spent decades in financial data, compliance, and risk analytics, and built T2C specifically because no existing product was purpose-designed for private company identity verification at scale.
